RISK DISCLOSURE NOTICE

Krabiq AG

Last updated: 17.02.2026

This Risk Disclosure Notice is intended to inform you about the material risks connected with virtual assets and the services offered by Krabiq AG (“Krabiq”, “we”, “us”, or “our”).

By accessing or using our platform, you confirm that you are solely responsible for assessing, understanding, and managing the risks associated with your activities. Nothing contained in this document should be interpreted as investment advice, financial advice, or a recommendation to enter into any transaction. Before using the services of Krabiq, you should carefully evaluate your level of experience, financial situation, and ability to bear risk.

High Volatility of Virtual Asset

Volatility. The market price of crypto assets is frequently subject to significant fluctuations. This volatility may result from factors such as relatively lower market capitalizations compared to traditional financial markets, the possibility of abrupt regulatory developments, cyclical market trends, and correlations with the performance of conventional asset classes. You should not trade or invest in virtual assets using funds that you are not prepared to lose.

Volatility in virtual asset markets may be driven by a variety of factors, including:

investor sentiment and speculative trading activity;
global economic developments or geopolitical events;
statements, regulatory actions, or policy changes introduced by governments or supervisory authorities;
changes in liquidity levels and overall market depth;
technical disruptions or vulnerabilities impacting blockchain networks.

Not Guaranteed Profit

Risk related to capital losses

Virtual assets do not possess any guaranteed or inherent intrinsic value. Their market price is determined primarily by supply and demand dynamics and may fluctuate significantly within short periods of time.

You acknowledge and accept that:

You may incur partial or total loss of the value of your virtual assets, including the complete loss of invested capital.
Historical price movements or past performance of any crypto asset do not constitute a reliable indicator of future performance or positive returns.
Technical disruptions, system maintenance, network congestion, blockchain forks, cyber incidents, liquidity shortages, or other extraordinary events may result in delays, suspension, or inability to execute transactions.
Market conditions may change rapidly due to regulatory actions, macroeconomic developments, market sentiment, or other external factors beyond our control.

Participation in virtual asset markets involves substantial, complex, and inherently unpredictable risks. These markets may experience extreme volatility, limited liquidity, and heightened operational risks. You should carefully evaluate your financial position, experience, and ability to bear losses before engaging in any virtual asset transaction.

Regulatory and Legal Risks

Legal uncertainties

The legal and regulatory framework surrounding Crypto Assets may still be uncertain in many countries, and Crypto Assets may be subject to different legal and regulatory rules across those countries. In particular, it may be unclear under applicable laws who is entitled to what rights in relation to Crypto Assets, including ownership rights. The inconsistent treatment and potential legal measures expose holders of Crypto Assets as well as crypto services providers to the risks of non- compliance with applicable laws and/or non-enforceability of rights under such laws, which may ultimately affect the value of the Crypto Asset.

Possible consequences include:

New restrictions on use or exchange of certain coins;
Obligations to undergo additional verification or provide further documentation;
Delays in transaction processing;
Suspension or discontinuation of certain services or features;
Limitations on access for users from specific jurisdictions.

You are responsible for ensuring that your use of virtual assets complies with all applicable laws in your country of residence.

Technological and Cybersecurity Risks

Virtual assets rely on complex technology, distributed networks, cryptographic protocols and third- party infrastructure. Technical and operational risks are risks associated with the inadequacy or failure of procedures, humans, technology, and systems, or with external events.

Loss of private keys

Access to and use of a blockchain is based on public-key cryptography using a pair of private and public keys. Without the private key, a user cannot access the blockchain and therefore its Crypto Assets. Private keys can be stored on various media, such as on paper, software, or hardware wallets, or held with a crypto custodian. Theft, loss, destruction, hacking, or other reasons that render the private key no longer available or recognizable may result in the permanent loss of the corresponding Crypto Assets.

Hacking

Malicious third parties may use methods and means to gain access to private keys. For example, private keys, seed phrases, or relevant passwords that are communicated by e-mail or stored in a text file on an unprotected computer may be intercepted and read by third parties and used to control the blockchain address. This may lead to a total loss of the Crypto Assets.

Use of incorrect blockchain addresses

Crypto transactions are sent to a blockchain address derived from the public key. If an incorrect address is used, it may be impossible to identify the sender or recipient and to reverse the transaction. Clients who intend to deposit Crypto Assets with a crypto services provider are advised to only use the blockchain addresses communicated to them.

No possibility to reject transaction

When a transaction is made to a blockchain address, the owner of the address may not be able to refuse the transaction and thus may not prevent the receipt of Crypto Assets. This effectively implies the risks of receiving and holding Crypto Assets unwillingly.

Risks of Financial Crime and Market Manipulation

Risk of fraudulent behavior

The market for Crypto Assets has shown to attract fraudulent and malicious actors that may target market participants in various ways, such as hacking their IT infrastructure, including wallet software, tricking them into revealing confidential information, misusing their credentials and identities, or pretending to do something that is not real or plausible.

Poor transparency / poor investor protection

Crypto Assets may not be listed on or admitted to trading at a regulated trading venue, and their issuers may not be required to disclose information relevant to investment or other decisions. Therefore, holders of Crypto Assets may not benefit from the same rules and regulations that apply to listed companies and/or in traditional markets for the purpose of protecting investors.

Taxation Risk

Taxation Rules

Profits or other financial benefits obtained from virtual asset transactions may be subject to taxation in accordance with the laws and regulations applicable in your country of residence or tax domicile. Tax treatment may vary depending on your individual circumstances, the nature of the transaction, holding period, and local legal requirements.

You are solely responsible for:

Assessing whether your virtual asset activities give rise to any tax reporting or payment obligations;
Keeping accurate and complete records of all transactions, including purchases, sales, exchanges, transfers, and related fees;
Calculating and reporting any taxable income, gains, or losses to the relevant tax authorities in a timely and accurate manner;
Seeking independent professional advice where necessary to ensure compliance with applicable tax laws.

Krabiq does not provide tax, legal, or accounting advice and makes no representations or warranties regarding the tax consequences of any transaction conducted through the platform. We do not assume responsibility for your individual tax compliance or for the interpretation of tax rules applicable to your circumstances.

Acknowledgement of Risk and Personal Responsibility

By accessing or using the services of Krabiq, you acknowledge and agree that:

You are solely responsible for:

You are familiar with the nature, features, and risks associated with Crypto Assets.
You assume full responsibility for your decisions, transactions, and any resulting gains or losses.
You possess sufficient knowledge, experience, and risk tolerance to engage in Crypto Asset activities.
You will not hold Krabiq liable for any losses, except where liability arises under applicable law.
You understand that Krabiq does not provide any guarantee of profitability, price stability, or pricing accuracy.

Virtual asset activities should be undertaken with caution and a clear awareness that financial losses may occur, including the potential loss of the entire invested amount.